Home Sellers—Here Are the Fees You Should Be Ready For

Selling your home? Whether you're downsizing, upgrading, or relocating, it's important to know what fees you'll encounter so you can plan ahead and protect your bottom line. This guide breaks down the most common fees sellers face in a real estate transaction.

1. Listing Agent Commission
Your agent will market your property, coordinate showings, and negotiate terms.
Typical Cost: 2.5% to 3% of sale price.

2. Buyer Agent Commission
You're also typically responsible for offering commission to the buyer's agent.
Typical Cost: 2.5% to 3% of sale price.

3. Admin/Transaction Fees
Some brokerages charge a flat fee for handling documentation and compliance.
Typical Cost: $250 to $750.

4. Staging and Marketing
A polished home sells faster and for more money.
Typical Cost: $500 to $3,500+, depending on services used.

5. Attorney or Settlement Fees
Legal professionals may be involved in drafting or reviewing closing documents.
Typical Cost: $800 to $2,000.

6. HOA-Related Fees
If your home is part of an association, there may be transfer and prorated fees.
Transfer Fee: $150 to $500.
Dues Proration: Based on closing date.
Capital Contribution: May be required, often paid by buyer.

7. Repairs or Concessions
After the home inspection, you may agree to repairs or a credit at closing.
Typical Range: Case-by-case.

8. Mortgage Payoff and Liens
Your mortgage balance, interest, and any other liens must be paid off.
Typical Range: Based on outstanding debt.

Remember: Many of these fees are negotiable or avoidable with smart planning. Partnering with an experienced, transparent REALTOR® can save you money and stress.

Need help understanding what your home sale might really cost? Let’s talk!